Tokenization is rapidly redefining digital banking in emerging markets, offering unprecedented financial inclusion, transparency, and efficiency.
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The financial landscape of China has undergone profound structural changes in recent years, significantly influencing the global economy, particularly Africa. Chinese mainland banks, which were once primarily domestically focused, have now extended their reach across international markets, playing a crucial role in shaping trade, investment, and economic policies in developing regions. Africa, in particular, has been a major beneficiary of Chinese banking expansion due to China’s increasing strategic and economic interest in the continent.
In an era where the banking sector faces seismic shifts driven by digital transformation, IT risks no longer lurk in the shadows—they shape the boardroom agenda. As banks navigate a volatile landscape of cyber threats, regulatory pressure, and digital innovation, aligning IT risk management with business strategy has become not just an operational imperative but a strategic necessity. This article dives into the nuanced art and science of integrating risk frameworks into the broader ambitions of modern banks. It explores the vital role that informed risk practitioners, like those certified in Risk and Information Systems Control (CRISC), play in transforming risk from a barrier into a bridge for growth and innovation.
